Big Decision!

My hubby and I have a big decision coming up. As some of you know, my hubby is a maintenance man for apartments. Well the company he works for has a property that needs a rm (resident manager). The rm lives on site and is the first one called to emergencies (like a resident's clogged toilet). They also pick up trash every morning and deliver notices in the evenings. But the rm also gets reduced rent. So, my hubby and I are considering moving to this apartment complex to save on money (and to help pay off credit debt).

If we get a large townhome, we would save several hundred dollars a month compared to our mortgage. If we move into a small townhome, we would save twice as much a month, but it's much smaller and has no garage (unlike the large townhome). We would have a harder time being able to fit into a smaller one especially if we have another little one. And I don't think I would be happy in the smaller one. I walked through one and it just didn't feel like home (unlike the beautiful large townhome). But again, we would save twice as much a month living in the small townhome!!!

So, we just don't know if it's worth us moving out of our house...which we LOVE! We are def running out of room in our home, but we could be okay for the next couple of years. We would have to do some more cutting back (if possible) or one of us would need to get another job to help with the credit debt if we stay right where we are, our first home (and where we have been for the past 6 years).

I just don't know what to do right now. I love my house and I would hate moving, but it would save us money each month. But is it worth moving just to save a few hundred dollars a month...and have my hubby have more work to do? Remember he would have to get up early every morning and pick up the grounds and possibly have work/errands in the evenings.

And if we do move, should we sell the house or rent it out? I'm worried with the time issue since we would need renters by the end of the year...but would we even be able to sell our house in a few short weeks (and without taking a huge loss)???

Oh did I mention we have to make our decision by the middle of next week (and that we would have to start moving next month)? Ahhhh!!!! Help please!